Path2College 529 Plan

Static Investment Portfolios

Looking for investment portfolios with a fixed or “static” mix of investments? If so, these portfolios are worth a closer look if you are designing and managing your own investment lstrategy.

Some investors want added control over their investment portfolio’s diversification and investment strategy. If you’re one of those people, the Static Investment Portfolios available through the Path2College 529 Plan might be the investment type for you.

You can select from a range of investment types suitable for a variety of risk profiles and mix of investments, or asset allocation. Choices include portfolios containing international investments, which are investments made entirely outside the US and portfolios that seek to provide a mix of both safety and modest returns.

Most portfolios include index and actively managed underlying investments. Index funds are designed to track a benchmark index. An actively managed fund, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.

No matter which portfolio(s) you choose, it’s important to note that once you’ve selected an investment portfolio, the funds will remain there until you select another.

Changing Your Investments

Once you invest in a particular investment portfolio, you can transfer contributions and any earnings to another investment portfolio up to twice per calendar year or upon a transfer of funds to a Path2College 529 Plan account for a different beneficiary.

Periodically Review Your Investments

It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment time horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.


How Static Investment Portfolios Work

These investment portfolios seek to provide choices for people who prefer to select an investment portfolio for its asset allocation. Each Static Investment Portfolio has a different investment objective and investment strategy.

The allocations to the underlying mutual funds in the Static Investment Portfolios do not change automatically as an enrollment year approaches as they do in the Managed Investment Portfolios. Investments will remain in the Static Investment Portfolios until the account owner instructs the Plan to move them to another investment portfolio. The Board may change the asset allocations and underlying mutual funds for these investment portfolios (as well as for the other investment portfolios) at any time.

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Static Investment Portfolios
Static Investment Portfolios
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CONSERVATIVE ALLOCATION PORTFOLIO

(Risk Level — Conservative to Moderate)

Investment Objective. This Investment Portfolio seeks to provide moderate long-term total return mainly through current income.

Investment Strategy. This portfolio invests in certain mutual funds that mainly invest in equity securities, certain mutual funds that invest mainly in debt securities, and a funding agreement.

 20.00%Equity Funds*
 55.00%Fixed Income Funds
 25.00%Principal Protected

*Includes a real estate fund

+ X

BALANCED ALLOCATION PORTFOLIO

(Risk Level — Moderate to Aggressive)

Investment Objective. This Investment Portfolio seeks moderate growth.

Investment Strategy. This portfolio invests in certain mutual funds that mainly invest in equity securities.

 50.00%Equity Funds*
 50.00%Fixed Income Funds

*Includes a real estate fund

+ X

HIGH EQUITY ALLOCATION PORTFOLIO

(Risk Level — Aggressive)

Investment Objective. This Investment Portfolio seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This portfolio invests in certain mutual funds that mainly invest in equity securities, and certain mutual funds that invest mainly in debt securities.

 80.00%Equity Funds*
 20.00%Fixed Income Funds

*Includes a real estate fund

+ X

100% FIXED INCOME OPTION

(Risk Level — Moderate)

Investment Objective. This Investment Portfolio seeks to provide a moderate long-term rate of return primarily through current income.

Investment Strategy. This Investment Portfolio invests in mutual funds that mainly invest in debt securities.

 100.00%Fixed Income Funds
+ X

U.S. EQUITY INDEX PORTFOLIO

(Risk Level — Aggressive)

Investment Objective. This Investment Portfolio seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This Investment Portfolio invests 100% of its assets in a mutual fund that mainly invests in U.S. equity securities across all capitalization ranges. The mutual fund is considered to be an “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio invests is the TIAA-CREF Equity Index Fund.

 100.00%TIAA-CREF Equity Index Fund (TIEIX)
+ X

Static Investment Portfolios


Static Investment Portfolios
INVESTMENT PORTFOLIO NAME ALLOCATION INVESTMENT PORTFOLIO OBJECTIVE
CONSERVATIVE ALLOCATION PORTFOLIO
(Risk Level — Conservative to Moderate)

Investment Objective. This Investment Portfolio seeks to provide moderate long-term total return mainly through current income.

Investment Strategy. This portfolio invests in certain mutual funds that mainly invest in equity securities, certain mutual funds that invest mainly in debt securities, and a funding agreement.

 20.00%Equity Funds*
 55.00%Fixed Income Funds
 25.00%Principal Protected

*Includes a real estate fund

Read MoreX

View Underlying Mutual Funds

BALANCED
ALLOCATION
PORTFOLIO
(Risk Level — Moderate to Aggressive)

Investment Objective. This Investment Portfolio seeks moderate growth.

Investment Strategy. This portfolio invests in certain mutual funds that mainly invest in equity securities, and certain mutual funds that invest mainly in debt securities.

 50.00%Equity Funds*
 50.00%Fixed Income Funds

*Includes a real estate fund

Read More X

View Underlying Mutual Funds

HIGH EQUITY ALLOCATION PORTFOLIO
(Risk Level — Aggressive)

Investment Objective. This Investment Portfolio seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This portfolio invests in certain mutual funds that mainly invest in equity securities, and certain mutual funds that invest mainly in debt securities.

 80.00%Equity Funds*
 20.00%Fixed Income Funds

*Includes a real estate fund

Read More X

View Underlying Mutual Funds

100%
FIXED
INCOME
OPTION
(Risk Level — Moderate)

Investment Objective. This Investment Portfolio seeks to provide a moderate long-term rate of return primarily through current income.

Investment Strategy. This Investment Portfolio invests in mutual funds that mainly invest in debt securities.

 100.00%Fixed Income Funds
Read More X

View Underlying Mutual Funds

U.S. EQUITY INDEX PORTFOLIO
(Risk Level — Aggressive)

Investment Objective. This Investment Portfolio seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This Investment Portfolio invests 100% of its assets in a mutual fund that mainly invests in U.S. equity securities across all capitalization ranges. The mutual fund is considered to be an “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio invests is the TIAA-CREF Equity Index Fund.

 100.00%TIAA-CREF Equity Index Fund (TIEIX)
Read MoreX

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