Path2College 529 Plan

Single-Fund Investment Options

You may want to consider this investment option if you’re looking to take a more focused approach to investing.

Sometimes, you might want investment options that are highly focused. Maybe you’re looking to choose socially responsible investments, so you want a fixed class that reflects your values. Perhaps you want to choose investment types that give you more control over the underlying funds.

Single-fund investment options may offer a range of investment types suitable for a variety of risk profiles. Some investment options include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.

Whatever your choice, the Single-Fund Investment Option might be an investment path you wish to explore.

Changing Your Investments

Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to a Path2College 529 Plan account for a different beneficiary.

Periodically Review Your Investments

It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.


How Single-Fund Investment Options Work

These investment options are each invested solely in shares of a single Underlying Fund. For those investment options invested in an Underlying Fund, their performance is entirely reliant on the performance of that Underlying Fund and may be more volatile than the age-based investment options or the multi-fund investment options. You should be aware that participants do not own shares of the underlying funds directly. Each of the single fund investment options is described in more detail below.

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Single-Fund Investment Options
Single-Fund Investment Options
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100% EQUITY OPTION

(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index.The mutual fund in which this Investment Option is invested is TIAA-CREF Equity Index Fund. Through its investment in this fund, the Investment Option indirectly allocates its assets to domestic equity securities across all capitalization ranges.

 100.00%Stocks — TIAA-CREF
Equity Index Fund
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MONEY MARKET OPTION

(Risk Level — Conservative)1

Investment Objective. This Investment Option seeks to provide current income consistent with preserving capital.

Investment Strategy. This investment Option invests 100% of its assets in a money market fund. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund.

 100.00%Money Market — TIAA-CREF
Money Market Fund


1You could lose money by investing in a money market fund. Although certain money market funds seek to preserve the value of your investment at $1.00 per share, they cannot guarantee they will do so. Because the share price of certain money market funds will fluctuate when you sell your shares in those funds, they may be worth less than what you originally paid for them. A money market fund may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if a fund's liquidity falls below required minimums because of market conditions or other factors. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. A money market fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. + X

Single-Fund Investment Options


Single-Fund Investment Options
INVESTMENT OPTION NAME ALLOCATION INVESTMENT OPTION OBJECTIVE
100% EQUITY OPTION
(Risk Level — Aggressive)

Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly through capital appreciation.

Investment Strategy. This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index.The mutual fund in which this Investment Option is invested is TIAA-CREF Equity Index Fund. Through its investment in this fund, the Investment Option indirectly allocates its assets to domestic equity securities across all capitalization ranges.

 100.00%Stocks — TIAA-CREF
Equity Index Fund
Read More X
MONEY MARKET OPTION
(Risk Level — Conservative)

Investment Objective. This Investment Option seeks to provide current income consistent with preserving capital.

Investment Strategy. This investment Option invests 100% of its assets in a money market fund. The mutual fund in which this Investment Option is invested is TIAA-CREF Money Market Fund.

 100.00%Money Market — TIAA-CREF
Money Market Fund


1You could lose money by investing in a money market fund. Although certain money market funds seek to preserve the value of your investment at $1.00 per share, they cannot guarantee they will do so. Because the share price of certain money market funds will fluctuate when you sell your shares in those funds, they may be worth less than what you originally paid for them. A money market fund may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if a fund's liquidity falls below required minimums because of market conditions or other factors. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. A money market fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. Read More1X

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