Path2College 529 Plan

Frequently Asked Questions - Financial Advisors

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Why should I discuss the Path2College 529 Plan with my clients?
As a trusted advisor, your clients count on you for solid financial advice. After saving for retirement, planning for a child's college education is the next big financial challenge for many of your clients. The Path2College 529 Plan offers your clients a low-cost, tax-advantaged way to save for college. In addition, your clients may be eligible for a Georgia state tax deduction. The Path2College 529 Plan also offers estate and gift tax benefits.

What are the investment options?
The Path2College 529 Plan offers a choice of seven investment options: Managed Allocation Option, Aggressive Managed Allocation Option, 100% Equity Option, Balanced Fund Option, 100% Fixed Income Option, Money Market Option,and the Guaranteed Option. Effective March 10, 2008, transfers from the Guaranteed Option to the Money Market Option will not be permitted. (If this restriction changes, investors will be notified prior to the effective date of any such change.) 

What materials do you have available for me to use with my clients?
We are ready to provide you with the materials you need to share the Path2College 529 Plan information with your clients. If you would like to meet with a Path2College 529 Plan Program Representative to discuss our program, arrange Path2College 529 Plan seminars or webinars at your location, or obtain free promotional materials, please call us at 1-877-424-4377. We're available Monday through Friday, 8:00 am - 11:00 pm Eastern Time.

Is there compensation available to brokers for selling Path2College 529 Plan?
No, it is offered without commissions or other fees that would be paid to an advisor.

 

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WE'RE HERE TO HELP
Have a question you don't see listed? Need clarification?

Call us toll-free at
1-877-424-4377

We're available 8:00 am to 8:00 pm Eastern Time.

Don't forget you can set up an Automatic Contribution Plan (PDF, 50KB) or use Payroll Deduction (PDF, 51KB) for your contributions (if offered by your employer).

PDF files require the free Adobe Acrobat Reader. Get it here.

Access our glossary for the meanings of terms used throughout this site.

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The Path2College 529 Plan is offered by the State of Georgia. TIAA-CREF Tuition Financing, Inc. (TFI) serves as Program Manager. TFI's affiliates, Teachers Personal Investors Services, Inc. (TPIS) and TIAA-CREF Individual & Institutional Services, LLC, member FINRA, distribute the Path2College 529 Plan.

The tax information contained on the Path2College 529 Plan Web site is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. It was written to support the promotion of the products and services addressed in the Web site. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

The investment approaches described are not recommendations and do not take into consideration personal goals or preferences. After evaluating information you consider important in making an investment choice, the ultimate decision is up to you. It is a good idea to revisit your investment strategy periodically as your goals, personal financial situation, and market conditions change.

Consider the investment objectives, risks, charges and expenses before investing in the Path2College 529 Plan. Please call toll-free 1-877-424-4377 for a Disclosure Booklet containing this information. Read it carefully.

Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's 529 plan.

The State of Georgia, its agencies, TIAA-CREF Tuition Financing, Inc., Teachers Insurance and Annuity Association of America and its affiliates do not insure any account or guarantee its principal or investment return except for TIAA-CREF Life Insurance Company's guarantee to the Board of the Georgia Higher Education Savings Plan under the funding agreement for the Guaranteed Option. Account value will fluctuate based upon a number of factors, including general market conditions.

The Path2College 529 Web site is for informational purposes only, and does not constitute an offer to sell or solicitation of an offer to buy any security that may be referenced on the site. Such offer or solicitation can be made only through the Disclosure Booklet

The Path2College 529 Web site contains links to other Web sites. Neither the Board of the Georgia Higher Education Savings Plan nor TIAA-CREF Tuition Financing, Inc. and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.

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© 2008 TIAA-CREF Tuition Financing Inc.